Terms of Use

Thank you for visiting ProFinancialGroup.com (the “Site”). This Site is powered by Pro Financial Group, Corp. and made available as a service. All content, information, and services provided on or through the Site may be used only in accordance with these terms and conditions (the “Terms”), as amended from time to time. The terms “our” and “we” refer to Pro Financial Group, Corp. and Pro Group Financial, Inc.

YOUR USE OF OUR SITE CONSTITUTES YOUR ACCEPTANCE TO BE BOUND BY THESE TERMS. PLEASE READ THEM CAREFULLY BEFORE USING THE SITE.

If you are a current or former agent or you use our Site to register as an agent, you are also bound by the Agent Agreement. In the event of any conflict or inconsistency between these Terms and the Agent Agreement, the Agent Agreement shall govern and control.

  1. General Site use and license

You are granted a limited, non-exclusive, non-transferable license to access the Site and its content in accordance with these Terms. If you are under 18 years of age, you may use the Site only under the supervision of a parent, guardian, or other adult. The Site is based in the United States and is intended for use within the applicable markets.

We reserve the right to refuse service in our sole discretion without notice. You are responsible for your use of the Site and agree to indemnify and hold us harmless from claims, losses, and expenses (including reasonable attorneys’ fees) arising from your use or misuse of the Site.

  1. Permitted use and prohibitions

You are strictly prohibited from posting or transmitting unlawful, infringing, threatening, defamatory, obscene, indecent, or otherwise illegal material, or material that promotes criminal conduct or violates applicable laws.

You may not copy, reproduce, republish, download, post, display, transmit, or distribute any materials from the Site without our prior written permission, except that you may download one copy to a single computer for personal, non-commercial home use, provided you keep all proprietary notices intact and do not modify the materials. Framing or mirroring Site content on any other server is prohibited without permission.

All trademarks, service marks, trade names, and trade dress are the property of Pro Financial Group, Corp. or their respective owners.

  1. Privacy and account credentials

Your use of the Site is subject to our Privacy Policy/Statement. You acknowledge you have read it and consent to the use of your personal information in accordance with that policy.

You are responsible for safeguarding your password and notifying us if you suspect compromise. You are responsible for any use of the Site made with your credentials.

  1. Links to third-party websites

The Site may contain links to third-party websites. Those websites are responsible for their own terms. We recommend that you review the terms of each site you access.

  1. Intellectual property

The Site’s design, text, content, organization, graphics, and related elements are protected by copyright and other laws. Except as expressly permitted, such materials may not be used or reproduced without prior written permission.

Any use or misuse of trademarks or materials on the Site without authorization is strictly prohibited.

  1. User-posted content

Users who post Content are solely responsible for it. You represent and warrant that (i) you own or control all rights to the Content, (ii) it is accurate, (iii) its use does not violate these Terms, (iv) it does not infringe third-party rights or applicable laws, and (v) it will not cause harm.

We may, in our sole discretion, reject or remove Content that violates these Terms or is otherwise objectionable. You may be exposed to Content that is offensive or objectionable, and you accept that risk by using the Site.

By uploading or posting Content, you grant us a perpetual, irrevocable, royalty-free, non-exclusive, and transferable license to use the Content for purposes associated with the Site, including reproduction, distribution, adaptation, translation, and creation of derivative works, in any format or media.

  1. Disclaimer of warranties; indemnification

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND TO THE MAXIMUM EXTENT PERMITTED BY LAW.

You agree to indemnify and hold harmless Pro Financial Group and its affiliates, officers, agents, licensors, and employees from third-party claims related to your Content, your use of the Site, or your breach of these Terms.

  1. Limitation of liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO THE USE OF, OR INABILITY TO USE, THE SITE.

If we are found liable for damages related to your use of the Site, our liability will not exceed US$100.00 (unless applicable law provides otherwise).

  1. Governing law, jurisdiction, and changes

Except to the extent the Agent Agreement applies, these Terms are governed by the laws of the State of North Carolina. You consent to the exclusive jurisdiction of the state or federal courts in North Carolina. Any dispute arising from use of the Site shall be brought in Mecklenburg County, North Carolina.

We may change these Terms at any time. Updated versions are effective immediately upon posting. Continued use of the Site constitutes acceptance of the changes.

  1. Contact and intellectual property notices

If you have concerns about the Site or these Terms, contact us or call 800-624-1962.

Notices of claimed intellectual property infringement should be sent to:

  • Pro Financial Group, Corp.
  • 3440 Toringdon Way, Suite 205, Charlotte, NC, 28277